When does Planned Parenthood offer payment plans and how do they work?
Planned Parenthood offers payment plans for all their services except abortions and vasectomies, which require full payment. These services include but are not limited to regular examinations, laboratory tests, screenings, STD tests as well as accompanying treatments. Payment plans are available in states where Planned Parenthood is licensed and in states where they do not have a license. Payment plans are also available for people who have health insurance or people who do not have health insurance.
Patients who complete a payment plan without interest or convenience fees can expect to pay off their balance quickly and without any penalties.
When choosing a payment plan, partial payment is required at the first visit. The balance is thereafter paid off through monthly installments deducted from a bank account or card of the patient’s choice. The balance has to be paid off in 6 months, with a minimum of $20 per installment.
How can I get an abortion and other services at Planned Parenthood with a low income?
Some people who need abortions may not be able to afford the full cost of the procedure, which can be relieved by using a financial plan that excludes Planned Parenthood services. This can help those who cannot afford to pay for abortions or other reproductive services, such as birth control, without feeling too burdened.
Planned Parenthood is a nonprofit organization that provides reproductive health services, including contraception, abortion, and prenatal care, to low-income patients. The organization has worked with grant funders, donors, and philanthropists to help pay for the services offered. You can find out how Planned Parenthood can help you reduce costs by calling 800-230-PLAN. ..
*The Planned Parenthood abortion services and other reproductive and preventative services are not covered by most major health insurance plans.
If you are on Medicaid, only 16 states are covered: Alaska, California, Connecticut, Hawai’i, Illinois, Maine, Maryland, Massachusetts, Minnesota, Montana, New Jersey, New Mexico, New York, Oregon, Vermont and Washington. To be covered by Medicaid in a state you must reside in the state and get your abortion there. The other 33 states and the District of Columbia are not covered as they are under the Hyde Amendment’s ban on abortion coverage except in cases of incest rape or life endangerment. In South Dakota under this ban only if there is life endangerment would an abortion be available. ..
Title X is a federal grant that provides individuals with family planning and reproductive healthcare. It does not, however, cover abortion services. Planned Parenthood left the Title X program in 2019, due to the gag order implemented by the previous administration, which prohibited health care workers from providing information to patients about the options available to them for sexual and reproductive health care. This meant that many individuals in different states have been left without this option. However, if you live in Washington State and qualified for Title X, you can still receive free services.
On 4 October 2021, the gag rule was removed by the new administration. Planned Parenthood is currently working to reenter the Title X program so that things may change for your state as soon as today!
If you are in New York State and meet the eligibility requirements, you may be eligible for the Family Planning Benefit Program (FPBP). This program provides free birth control, STI testing, examinations, PAP smear tests, pregnancy tests, and more to eligible residents. To qualify, you must be a United States citizen and New York State resident, not on Medicaid or other health insurance, and at no more than 2-3% of the federal poverty level. If you are interested in learning more about FPPB eligibility or if you have any questions about qualifying for this program, please contact your local Planned Parenthood affiliate. ..
There are many ways to pay for an abortion, depending on your financial situation. You can find grant funders and donors working with Planned Parenthood or find a list of funders on www.abortionfunds.org and www.providecare.org. Contact multiple funders or funding organizations for a greater chance of getting assistance. ..
Other frequently asked questions
If you are looking to get services through Title X, then YES, they may ask for your income, residency, and social security number. This is to ensure that you qualify for Title X or to help you apply for Medicaid or FBBP. They will require the most recent four-week proof of income.
Planned Parenthood is offering a new program that allows patients to collect a year’s worth of birth control pills during one visit at their center and only be charged through their credit or debit card monthly for the other months until the prescription runs out. This program is especially beneficial to patients who may not have easy access to birth control or who are on a budget. ..
If you have concerns about your guardian, partner, or other members of your insurance finding out about you accessing preventative or abortion services through Planned Parenthood, you could ask that your individual EOB be sent directly to you. This is because Planned Parenthood prioritize the confidentiality and privacy of their patients and so discussing these concerns with the center is always a good idea. Do not skip or cancel your appointment as they may likely help, even if it is through their free or reduced-fee services.
