At Wayfair, you can find everything you need to make your new place feel like a home. This site has everything from appliances to decor to large pieces of furniture. You need it. They have it. What’s that, you say? Too expensive? You can’t afford to pay for that new dining room table and comfortable sofa all upfront? Makes sense. You just graduated! Your job doesn’t start until next week, and student loans are expensive! You’re doomed. Just kidding. You’re not. Take a deep breath, relax, and get ready to shop. There is a bright and shiny silver lining on the horizon. Wayfair has several payment options to help you make your purchasing dreams come true:

  1. Payment plans: Wayfair has several payment plans that will help you save money on your purchase!
  2. Credit cards: If you have a credit card, be sure to use it! Cards are often cheaper than buying items outright, and they offer many benefits such as free returns and free shipping on orders over $50!
  3. Shop online: If you don’t have time to go into the store, shop online! Many stores offer deals online that are much better than in-store prices!

Traditional Options

Wayfair allows customers to pay for their purchases with either a credit card or a bank account. This is great for people who have the extra money or credit available to purchase items all at once. ..

Buy Now, Pay Later with Wayfair

If you have good credit, this is an excellent option for you. The application process is easy, AND you receive 5% back in rewards when you use your Wayfair Credit Card. Easy and rewarding? Sounds perfect!

If you choose this option, it is based on credit, so there may be a down payment required, and the interest rates can vary. Some of these purchases can be interest-free. Some can have low interest rates at first, but the rates can increase over time if you don’t pay them off. Be sure to check the fine print so you know the exact terms of your agreement! These agreements are very straightforward and provide options for people of all financial situations, but you need to make sure that you know what you’re getting into as far as interest rates and fees are concerned. ..

Buy Now, Pay Later with a Third Party

If these payment options don’t sound good to you, that’s okay because Wayfair also utilizes sites such as Afterpay and Klarna to provide easy and affordable payment options to their customers. These sites allow you to split your payment into four interest-free payments. Those payments come out of your account automatically every two weeks. Set it and forget it! Your purchase dreams will have come true in just a few short weeks. You’ll be cuddled on your new couch under a soft and silky blanket binging Netflix shows when an alert will flash on your phone that your final payment has gone through. The items are yours! Now, what else should you buy? Afterpay and Klarna are excellent options for those with minimal credit or for those who don’t want to worry about interest accruing on their purchases. ..

Paypal to the Rescue

With Paypal, you can use your own bank account, credit, and debit cards that are connected to your Paypal account to cover your purchase on the Wayfair site. If you have the money to do this, great! If not, there are more options to alleviate the stress on your wallet.

You can make your purchase now and then pay for the purchase with interest-free payments that will be processed every two weeks. Paypal credit is another option that allows you to buy now and pay later. If approved, Paypal credit offers interest-free financing for six months on purchases over $99. This option is, of course, dependent on credit score and not for everyone. Not everyone has great credit, and that’s okay! Luckily for you, there are still options. You can also use a debit card or a checking account to pay for your purchase.

There’s Something for Everyone 

At Wayfair, we understand that sometimes life gets in the way of buying what you want. That’s why we offer a variety of payment options so that you can buy what you need without breaking the bank. Check out our website today to see what works best for you!